DUC Bank

UPI Account Creation

Scan any BHIM QR & Pay
Pay to any UPI App
Pay to Contact/Mobile Number.
Request Money
Approve Payment
Mandate
Linking RuPay Debit Card on UPI.

UPI REGISTRATION

Click Register under UPI tab
Create UPI ID
Select Bank and then Bank Account
Choose Debit Card/Aadhaar OTP
Set UPI PIN by entering the Debit Card Details (Last 6 Digits of Debit Card number, Expiry date).

Linking RuPay Debit Card

Go to MY UPI Accounts
Create UPI ID/VPA
Select Bank and then Bank Account
Enter the Card Details (Last 6 Digit Debit Card number, Expiry Date)
Enter OTP and set 6 digit UPI PIN.
Confirm UPI PIN.

Terms and Condition

UPI is an instant real-time payment system developed by the National Payments Corporation of India (NPCI) launched in April 2016 to facilitate instant interbank transactions in India.

The primary objectives of UPI were to enable seamless fund transfers, promote cashless transactions and foster digital payments in India. UPI operates on a single identifier principle where users can link multiple bank accounts to a single mobile application. UPI allows users to make Peer to Peer(P2P) payments, Utility bill payments, Merchant payments etc. using a mobile device. Since its launch, UPI has undergone several enhancements and introduced many new features. A recent report by World line revealed that UPI carried out 84 billion transactions, accounting to about Rs.139.09 trillion in the financial year 2023. UPI has played a significant role in India’s journey towards a Digital Economy.

Unified Payments Interface (UPI) is a system that provides retail digital payments to a customer through multiple bank accounts using single mobile application (of any participating bank/TPAP).

This allows seamless fund routing & merchant payments under one hood. It is an advanced version of IMPS-round the clock funds transfer service to make cashless payment transfer, easier and smoother.

INELIGIBLE ACCOUNTS

Joint accounts where operation condition is other than severally.
Account/s of illiterate person/s.
Account/s of Minor/s.
Letter/Power of Attorney holders
Account/s of HUFs, Trusts, Clubs and Associations
Account/s under Court orders/Attachment orders
Dormant account/s
Corporate Accounts.
Frozen account/s for various reasons like disputes, litigation etc.
KYC non-compliant accounts.
Any other accounts not included under eligible accounts category.

Liability of the User

The user shall be responsible for each transaction initiated under his/her registered UPI Application. The user is liable for the losses arising out of any unauthorized transactions occurring through his/her accounts.
The user has to immediately bring in to the notice of DUC Bank in case he/she suspects that his / her Mobile number is / has been allotted to another person and/or notices unauthorized transactions in his / her accounts and make sure that the facility is
The user agrees that the access to DUC Bank’s UPI Application through his/her Mobile Phone and any transaction, which originates from the same, whether initiated by him/her or not, shall be deemed to have originated from the respective user.
The user understands that in the event of loss of his/her Mobile Phone / SIM Card or it falling in the wrong hands, it can be misused. The user indemnifies DUC Bank for any such misuse arising out of the same. The user shall not hold DUC Bank responsible

Liability of DUC Bank

DUC Bank shall, in no circumstances, be held liable to the user, if access is not available in the desired manner for reasons including natural calamities, floods, fire and other natural disasters, legal restraints.
DUC Bank shall, in no circumstances, be held liable to the user, if there are faults in the telecommunication network or any other reason beyond the control of DUC Bank.
Under no circumstances shall DUC Bank be liable for any damages whatsoever whether such damages are direct, indirect, incidental, consequential and irrespective of whether any claim is based on loss of revenue, investment, production, goodwill, profit, in
DUC Bank shall, in no circumstances, be held liable to the user for other Bank services.

Transaction Limits

For fresh registration, maximum transaction amount is limited to Rs.5000/- for first 24 hours for Android based devices and for IOS devices it is Rs.15000/- for first 72 hours (Max Rs.5000/- per 24- hours).

For P2P type, the maximum limit capped to Rs.1,00,000/- within 24hrs and up to 20 transactions.

UPI